Editorial team

bankingwith.com editorial team

bankingwith.com is run by a standing editorial team. Each author has their own beats and voice — here's who is responsible for what.

Spencer Merrick, Infrastructure & Compliance Analyst. Former compliance officer at a tier-1 bank turned fintech infrastructure researcher. He dissects the invisible plumbing and regulatory frameworks that keep digital finance running.
Jocelyn Davenport, Consumer Fintech Critic. Spent a decade in product design for major payment networks before shifting to tech journalism. She focuses on how financial interfaces and challenger banks actually impact daily user behavior.
Dexter Bowers, Capital & Markets Strategist. Ex-venture capitalist who specialized in early-stage wealthtech and robo-advisors. He tracks where the smart money is moving and how retail investing is being institutionalized.